Behind on property taxes? You have options — and we’re one of them.

If you got a letter from us, it’s because the county records show your property taxes are past due. That’s a stressful thing to open. This page explains what’s happening, what we can offer, and what we are not — in plain language, with no pressure.

What happens if the taxes stay unpaid

When property taxes go unpaid, the county doesn’t just wait forever. It can sell the unpaid tax debt (a “tax lien”) to a private buyer, or it can start a foreclosure and sell the property itself at a public auction.

Here’s the part most people don’t hear until it’s too late: a property sold at a county auction usually brings in far less than it’s worth — and often far less than you could get by selling it yourself first. Acting early almost always leaves you better off than waiting for a sale.

What we offer

If it makes sense for you to sell, here’s what working with us looks like:

  • A fair cash offer for your property, based on its condition and the local market.
  • We pay the delinquent taxes and the closing costs out of the sale — you don’t bring money to the table to clear them.
  • We close on your timeline — quickly if you need it, or later if you need more time to move.
  • No repairs and no cleanout. Take what you want and leave the rest. We buy properties as-is.
  • No obligation. Talking to us costs nothing and commits you to nothing.

What we are not

We want to be clear about who we are, because a lot of letters land in your mailbox at a time like this:

  • We are not the county. We can’t change what you owe, and we can’t grant a payment plan.
  • We are not a collection agency. We are not trying to collect a debt from you.
  • We are not a lender. We don’t offer loans or refinancing.

One honest limit: we cannot stop a scheduled sale unless we actually close before it happens. If a sale date is coming, the sooner we talk, the more we can do.

Talk to us

Tell us a little about your situation and the best way to reach you. There’s no cost and no obligation — we’ll simply explain your options, including the ones that don’t involve selling to us.

You should also know: the Montgomery County Treasurer's Delinquency Department can set up a payment plan that may let you keep your home. Call them at 937-225-4010, option 2. We think you should hear about every option, including the ones that don't involve us.